Alexander Ruin

AI Systems Design Consultant

Alexander Ruin — systems design consultant. I help design architecture, assess risks, and establish transparent processes — from technology selection to support. AI executors handle routine tasks. Areas: automation, integrations, AI products.

Import Bank Statements from Sberbank to 1C 2026: Automatic Loading Without Manual Entry

Every morning an accountant opens Sberbank Business Online, downloads a statement as a txt file, uploads it to 1C, reconciles counterparties, and fixes errors. Processing 50 payments takes 40–60 minutes. With multiple accounts — up to 2 hours daily.

Key Facts

  • 1C 8.3 offers 3 ways to load statements: file exchange, 1C:DirectBank, and automatic via API
  • Sberbank export file uses txt format named "1C_to_kl.txt" (1C:Enterprise standard)
  • 1C:DirectBank allows requesting statements directly from 1C without logging into Sberbank Business Online
  • During import, 1C automatically matches counterparties by tax ID and account number
  • Automation via Synchron1C reduces daily loading from 40 minutes to zero — statements arrive automatically

How to Load a Bank Statement from Sberbank into 1C?

There are three methods. The choice depends on transaction volume and willingness to configure.

Method How It Works Pros Cons Cost
File via Client-Bank Download txt from Sberbank, upload to 1C manually Simple, free Manual work daily, reconciliation errors Free
1C:DirectBank Direct exchange from 1C — request statement with one button No files, faster Certificate setup required, not all banks supported Free (included in 1C)
Via 1C programmer Custom processing or scheduled task setup Flexible Expensive, slow, programmer dependency 15,000–50,000 ₽
Synchron1C Automatic statement loading on schedule via Telegram bot No manual work, error notifications Subscription 5,000 ₽/month

How to Set Up Statement Import in 3 Steps?

Loading a bank statement from Sberbank into 1C takes 15 minutes — even without client-bank experience.

Step 1. Export the Statement from Sberbank

Open Sberbank Business Online → "Accounts and Payments" → "Import and Export" → "Export." Select format "1C (txt)," specify the period. Save the file to your computer.

Step 2. Upload the File to 1C

In 1C 8.3, go to "Bank Statements" → "Load" → "Client Bank." Specify the file path. The program will automatically find counterparties by tax ID. If a counterparty is not found, 1C will offer to create a new one or select from the directory.

Step 3. Automate with Synchron1C

To avoid repeating steps 1–2 every day, connect automatic loading. The Synchron1C bot requests statements from Sberbank on schedule and loads them into 1C automatically. If a counterparty is not found or an amount is anomalous — a notification arrives in Telegram.

Automatic bank statement loading from Sberbank to 1C via Telegram bot

Synchron1C Telegram bot — automatic bank statement import into 1C

Common Errors When Loading Statements

Error Cause Solution
Counterparty not found Tax ID in statement doesn't match 1C Check counterparty details in the directory
Duplicate payments Re-upload for the same period 1C checks number and date — duplicates won't pass
Wrong file encoding File in UTF-8 instead of Windows-1251 Re-save the file or use DirectBank
Balance mismatch Not all transactions loaded for the period Check start and end dates of the period

See Also

Frequently Asked Questions

What format should I download the statement from Sberbank for 1C?

The "1C (txt)" format is a standard text file compatible with all versions of 1C 8.3. The default file name is "1C_to_kl.txt."

Can I load statements from multiple banks simultaneously?

Yes. In 1C 8.3, you can set up exchange with multiple banks. Synchron1C supports Sberbank, VTB, Alfa-Bank, and other banks through a single interface.

What if 1C cannot find a counterparty during import?

Check the counterparty's tax ID and account number in the 1C directory. If the counterparty is new, create a record manually or allow 1C to create one automatically.

How often should I load statements?

With manual loading — daily. With Synchron1C — automatically every hour or on a schedule you configure in the Telegram bot.

Stop wasting an hour every morning loading statements manually.

Synchron1C automates bank statement import from Sberbank to 1C in 2026 — setup in 15 minutes, no programmer needed.

Two payment options: - 5,000 ₽/month — subscription, free setup + all updates - 30,000 ₽ — one-time payment, setup + updates for a year

Connect automatic statement loading →

Learn more about capabilities on the Synchron1C page.

Article prepared by the Synchron1C team. Updated: February 2026.

Sources: - https://wiseadvice-it.ru/o-kompanii/blog/articles/obmen-1s-i-sberbank-vygruzka-i-zagruzka-vypisok/ - https://binavigator.ru/articles/servisy-1s/bankovskie-vypiski-v-1s/ - https://assistant1c.com/blog/1c-buhgalteriya/bank/bankovskie-vypiski-v-1s/ - https://banks-wiki.com/sberbank-biznes-onlayn/kak-vygruzit-vypisku-iz-sberbanka-v-1s.html - https://scloud.ru/ask_question/bank-i-kassa/klient-bank-v-1s-8-3-nastroyka-vygruzka-i-zagruzka-vypisok/

About the service "Sync1C - 1C Automation Without a Programmer"

A universal solution for automating export, import, integrations, and monitoring of 1C through a simple dialog in Telegram. Set up in 15 minutes without involving a 1C programmer.

Key Benefits:

  • 💰 Savings on analysts and 1C programmers (from1,000 USDT/month)
  • ⚡ Automated Reporting – from 4 hours down to 5 minutes
  • 🧠 AI detects anomalies and trends that a human might miss.
  • 📊 Dashboards are available in real-time via Telegram or web
  • 🔄 Universal integration - set it up once, works with all systems.
  • 📱 Control from anywhere in the world via Telegram
  • 🎯 This is a custom development tailored to your needs.
  • 📞 Free consultation on integration

Target Audience:

Director of Digital Development Chief Financial Officers (CFOs) Heads of IT departments Heads of Analytics Departments Business owners (small/medium-sized businesses) 1C integrators and implementers

Use Cases:

💡 Daily automatic export of sales to Excel
💡 Real-time stock synchronization with Ozon and Wildberries
💡 Auto-upload of bank statements from Sberbank/VTB into 1C
💡 Receiving notifications about 1C errors and failures in Telegram
💡 Import orders from marketplaces into 1C automatically
💡 Exchange of UPD (Universal Transfer Document) via Sbis/Diadoc without manual work
💡 Fiscalization of receipts through Atol/Evotor from 1C
💡 AI Analysis of Sales and Inventory with Anomaly Detection
💡 Real-time sales/financial dashboards in Telegram
💡 Accounts Receivable Control via Telegram Bot
💡 Importing supplier price lists from Excel into 1C