Alexander Ruin

AI Systems Design Consultant

Alexander Ruin — systems design consultant. I help design architecture, assess risks, and establish transparent processes — from technology selection to support. AI executors handle routine tasks. Areas: automation, integrations, AI products.

Development of a Platform for Issuing Loans in Electronic Money

I develop turnkey platforms for micro-lending in electronic currencies (WebMoney, QIWI, etc.) with automated scoring and loan management.

"We have developed a platform with automatic scoring based on WMID data, personal accounts, and a partner program."

Result: The service reached operational profitability six months after launch. The loan default rate was reduced by 25% through precise scoring.

— От автора для Частный инвестиционный фонд
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🎯 Key Features

✨ Automatic loan issuance and repayment 24/7
✨ Integration with popular electronic money systems (WebMoney, QIWI, YooMoney)
✨ A flexible scoring and borrower assessment system based on dozens of parameters
✨ Personal accounts for borrowers and investors
✨ Affiliate Program for Client Acquisition

💎 Key Advantages

Launching your own FinTech business in the microlending niche.

Full automation of processes, minimizing operational costs.

The opportunity to work in the global electronic currency market

⚡ Technical Specifications

👥 Who is it for

Microfinance organizations (MFOs) Private investors and credit cooperatives FinTech startups Owners of electronic currency exchange points

🎯 Use Cases

💡 Creation of an automated online loan service
💡 Development of a P2P platform for lending between users
💡 Integration of a credit module into an existing financial service

📋 Place an Order

Describe the task and get a quote + turnkey source code.

📝 Enter your details

Example: A website for a restaurant with online ordering and CRM integration.

I will send the answer to this address within 24 hours. You can add your Telegram in the brief field.

💬 After submitting the application, I will contact you using the provided details to clarify the specifics.

🎁 What you will get

A turnkey platform for loan issuance.

A turnkey platform for loan issuance.

Project source code

Project source code

Technical and administrative documentation

Technical and administrative documentation

Fast execution

💬 After submitting the application, I will contact you using the provided details to clarify the specifics.