Alexander Ruin

AI Systems Design Consultant

Alexander Ruin — systems design consultant. I help design architecture, assess risks, and establish transparent processes — from technology selection to support. AI executors handle routine tasks. Areas: automation, integrations, AI products.

Development of a Platform for Issuing Loans in Electronic Money

I develop turnkey platforms for micro-lending in electronic currencies (WebMoney, QIWI, etc.) with automated scoring and loan management.

"We have developed a platform with automated scoring based on WMID data, personal accounts, and a partner program."

Result: The service reached operational profitability six months after launch. The loan default rate has been reduced by 25% through precise scoring.

— От автора для Частный инвестиционный фонд
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🚀 Order Development ✨ View the promotional article

🎯 Key Features

✨ Automatic loan issuance and repayment 24/7
✨ Integration with popular electronic money systems (WebMoney, QIWI, YooMoney)
✨ A flexible scoring and borrower assessment system based on dozens of parameters
✨ Personal accounts for borrowers and investors
✨ Affiliate program for client acquisition

💎 Key Advantages

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Launching your own FinTech business in the microlending niche.

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Full automation of processes, minimizing operational costs.

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The opportunity to work in the global electronic currency market

⚡ Technical Specifications

👥 Who is it for

Microfinance organizations (MFOs) Private investors and credit cooperatives FinTech startups Owners of electronic currency exchange points

🎯 Use Cases

💡 Creation of an automated online loan service
💡 Development of a P2P platform for lending between users
💡 Integration of a credit module into an existing financial service

📋 Place an Order

Describe the task and get a quote + turnkey source code.

📝 Enter your details

Example: A website for a restaurant with online ordering and CRM integration is needed.

I will send the answer to this address within 24 hours. You can add your Telegram in the brief field.

💬 After submitting the application, I will contact you using the provided details to clarify the specifics.

🎁 What you will get

✓ A turnkey developed lending platform

A turnkey developed lending platform

✓ Project source code

Project source code

✓ Technical and administrative documentation

Technical and administrative documentation

⚡ Fast execution

💬 After submitting the application, I will contact you using the provided details to clarify the specifics.

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Quick brief

📋 Order Development

Describe the scope, constraints and desired outcome — I will reply within 24 hours.

📝 Provide Your Details

Example: Need an LMS platform for 500 students with AI analytics.

We'll reply within 24h using this email. Telegram can still be shared inside the brief.

After clicking you'll pass slider captcha and open Telegram dialog; I can also reply via the contacts above.

🎁 What You Will Get

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Turnkey solution

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Full source code with ownership rights

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Technical documentation and support

⚡ Fast Delivery

After submitting the request, I will contact you via the specified contacts to clarify the details

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